Privacy Policy

This Privacy Policy governs the manner in which the parties involved in creating, producing or delivering this web site ('we', 'our') treat your personal information collected electronically when you use this website. This privacy policy is to be read together with the Terms of Use of the web site and any communications/interactions connected to it.

What is personal information?

Personal information refers to information that identifies or relates specifically to you, for example, your name, age and identity number, and any other information that you have provided to us by means of participation in any research on this website or any other form of communication.

We respect your privacy and your personal information and for this reason, we take all reasonable and appropriate measures (including physical, technological and procedural security safeguards), in accordance with this Policy, to protect your personal information and to keep it confidential. We will also not sell, rent or provide your personal information to anyunauthorised third parties for their independent use without your consent.

We may, however, disclose your personal information to our service providers, administrators and managed care providers, who are involved in the delivery of benefits, products and services to you. We have agreements in place to ensure that they comply with these privacy terms.

ECT Act and CPA: We also voluntarily subscribe to the principles outlined in Section 51 of the Electronic Communications and Transactions Act 2002 (‘ECT Act’), which govern your right to having your personal information kept private. This means that we will only collect, disclose, collate, process and store (‘use’) your personal information with your consent, unless we are required to do so by law, or a court order, or in the public interest, and will only use such information for the lawful purpose for which it is required. We disclose in writing on this website, the specific purpose for which we use, request and store your personal information. We will also keep a record of that personal information and the specific purpose for which we collect it. We confirm that no agreements may be concluded merely by you interacting with this web site and no information contained in this web site is an offer. None of these terms or the privacy policy is intended to contravene any provision of the Consumer Protection Act (“CPA”), to the extent that it may be applicable. How we collect your personal information: Whenever you use this website, complete a form and/or survey, contact us electronically, or voluntarily participate in any of the activities offered by us or any affiliate party, we will collect your personal information that you have voluntarily provided to us, either by way of registration on the website, and/or by virtue of your interaction with the website content or your participation in any of the activities offered by us on the website. We are not responsible for any consequences related to your (or any other person’s) access to, use of any part of this website, or of any linked sites, or to your providing any details to us or any other parties/sites. You use this site entirely at your own risk.

Why we collect and use personal information:

While you are using our website we may collect information on the pages you have visited, the time of your visit and other information. The purpose of collecting this information is to help us improve our website to enhance your experience.

Transmitting information or sending e-mail messages via the internet is never completely secure. They may be intercepted, collected, used or disclosed by others. We are not responsible for the security of any confidential communication you send to us via the internet.

Privacy of Children: We are committed to protecting children’s online privacy. Our websites are for a general audience and are not geared towards children. In order to protect the privacy of children, we do not knowingly collect personal information from children.

Personal information held by or disclosed by you to a third party: We are not responsible for any representations or information or warranties or content on any website of any third parties (including websites linked to this site or websites that may be facilitated by us, independent of this website), we do not exercise control over any third parties’ privacy policies and you should refer to the relevant privacy policy of any such third party to see how such party protects your privacy.

Accessing Your Information: You are entitled to know what personal information about you we have in our possession. You can request us to tell you what personal information we hold. You are also entitled to request us to correct any information which is incorrect. We may refuse to correct information in which case we will record, with your personal information, the reason for refusing to correct the information. We may charge a legally allowable fee to provide you with information.


You hereby consent to us disclosing your personal information to relevant third parties for the above purposes. If at any time after you have given us your consent and you no longer wish to disclose your personal information to these third parties, you may at any time withdraw your consent by specific written notice to us. Kindly note that withdrawal of such consent will most likely necessarily restrict or otherwise impact on the quality or accessibility of certain services or benefits.

Changes to this Privacy NOTICE

We may amend this Privacy Notice from time to time, so please make sure that you familiariseyourself with this Privacy Notice regularly. The version of this Privacy Notice that is stated as being current at the time that you access this website will govern the respective rights and obligations between you and us at such time of access to and use of this website.


We make no representation or warranty as to the accuracy, reasonableness or completeness of this Privacy Notice, and no liability will attach to us or its advisors as a result of reliance on the content of this Privacy Notice.


If you have questions about this Privacy Notice or need further information about our privacy practices or wish to access or correct your personal information, please contact us at the following details:Email: